Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, April 16, 2008

Proud Daddy Post

I'm a big proponent of giving kids an allowance. Since Kadin was 3 we've been giving him money weekly as an incentive to do chores, but mostly to teach him how to handle the stuff. Studies tell us that most Americans are in debt. They've never been taught to manage money (or at least not in a way they understood) and so once they get a job and a couple credit cards everything goes south. I don't want my kids to be like that. I want them to understand that if they don't have money they can't spend it, so two years ago we decided to give them an allowance. Here's what they've learned by having an allowance:
  • You can't spend what you don't have (at the store they will ask for candy, if they have money they can get some, if not they can't).
  • If you save your money you can buy better stuff (more on this later)
  • They've learned to tithe (the first 10% goes to God)
  • They learned to pay bills (after you tithe you pay Mom back for the hot chocolate she bought you, before you spend anymore money)
  • How to count money (Kadin used to take his out and play with it, but it's stored away so it doesn't get lost).
  • I'm starting to work with Kadin on budgeting, writing down what you're going to spend, on paper, on purpose (in 15 years this should be second nature for him).
Two months ago Kadin decided that he wanted a Nintendo DS. I told him he would need to save up for a lot of weeks to earn enough to buy one. I didn't really think he was serious, but he proved me wrong. That next week we went to an espresso stand and usually Kadin would buy himself hot chocolate, but he decided not to because he was saving for a DS. Then we went to the store, where he would usually buy himself some cookies as a snack, but he decided not to because he was saving for a DS. By this point we were so proud of him, because he was forgoing temporary pleasure for a more meaningful reward, we decided to double the money he saved towards a DS. Easter came and Kadin managed to get $10 (there was money inside some of the eggs). Then came several more weeks of putting off snacks to save money, and about a week ago he had saved $40. We got online to see about getting a used DS, we found one that came with $50 worth of games that was selling for $130, so he bought it and we payed our part plus the difference for the games. Here is the end result:

Kadin is now the proud owner of an Onyx black DS, but more importantly he has learned a skill that will serve him the rest of his life. $5 a week seems cheap compared to lessons like that.

-Jeff-

Thursday, December 13, 2007

Flood Recovery part 1: Neighbors helping neighbors

I LOVE THE HOME DEPOT!!!!! They are the greatest company ever!!!!! In a time where they should be looking to rebuild their own store, and really could be looking to turn a quick buck, they seem to be genuinely concerned about the welfare of others. I don't know if this is company policy or was the actions of two very thoughtful employees, but they have a lifelong customer in me because of how they've handled this flood situation.

Over the past week there have been several "coincidences" that have helped me to see the hand of God at work in our current problems. Because of these things several people have commented on how great our attitude has been. It's not too hard to be positive when you can see that God is on your side and working on your behalf. I'm sure I'll forget some things, but here is the short list:

  1. Our Rental House in Stanwood. It didn't sell for several months. We were very worried about it, but God has shown Himself faithful because if it had sold a couple months ago we would have invested the money in our house, now we have money available in case FEMA doesn't cover everything.
  2. Our vacation. We wanted to go on vacation for months, and were really hoping to spend Halloween in Disneyland. Because our Senior Pastor was leaving the church, we took the last opportunity we had to take a vacation and we were warm and safe while everything was happening. I'm sure if we were there we would have stayed too long at our house, and who knows what would have happened to our kids.
  3. Our car. As soon as we get the money from our house we're going out to buy a minivan. I've been dreaming for a while about walking into a dealership with cash and trying to get the best deal possible. But if that would have happened our car would have been underwater in our driveway, which is a little lower than the rest of the house. Instead it was safe at a parkinglot in Seatac. Plus, they detailed it for us while we were gone.
  4. The outpouring of love from friends and strangers. To date we've had about $550 cash, groceries and a dehumidifier given to us, not to mention all of the people who helped us take care of the house while we were gone. One lady overheard us talking at Disneyland and walked up and gave us $20. But the most amazing thing so far has been how people have really stepped up to help us, from John and Susie pulling our stuff out of the water, Melody and the gang getting most of the water up with a carpet shampooer, or my uncle and grandpa helping us get new sheetrock in place, you all have helped us and blessed us more than you'll ever know.
  5. The Home Depot. This was so cool, it deserves it's own line. We had heard that a dehumidifier would really help us, so we went to Home Depot to look for one. The only one they had was $220. Tiff and I couldn't afford that, so we passed on it. The kids were getting fidgety so I took them to the car while she payed, and while in line one of the employees walked over with the dehumidifier and placed it in our cart. When Tiffanney balked at the gift, the lady told her "This is what neighbors are for". In almost a week of use it has pulled over 230 pints of water out of the air and has made the whole house much more livable.
This store is right next to Home Depot in Chehalis

If you can't see the hand of God in all of that, you're trying really hard not to. God has blessed us indeed. BTW, our house closed Thursday and we got the money on Friday. I guess God knew what He was doing the whole time.

-Jeff-

Wednesday, August 1, 2007

They should just burn it all...

Japan is in the middle of a peculiar problem. There have been reports all over the country of wads of cash showing up in random spots. Sometimes it's in mailboxes, other times it's falling from the sky. Each time the cash is accompanied by a note saying that the recipient should go do good deeds. This seems like a nice thing on the surface, but I think there's something sinister going on. Obviously the person or organization instigating this is trying to cause mass panic on the streets of Japan.

Really the plan is pretty simple. Give people money with the understanding they need to use it to help people, when they've never really done that before. Within a couple of days people are so guilt ridden that they can hardly get out of bed because they have no idea what to do with all of that cash. And the people who spend it on themselves are even worse off, because all they see is people in need, now that the money is gone. And what of the reports of money falling off of buildings and onto bridges? An obvious attempt to cause mass chaos when people come screaming for the money. Traffic grounds to a halt and the infrastructure of Japan collapses.

It's really quite an ingenious idea. It makes me wonder which terrorist organization is pulling it off. This is the perfect plan for terrorizing the Japanese people because they are so honorable and upright. They won't want to offend the giver or take something that's not theirs. That's why in the news article it says that people didn't want to touch the money because it was eerie. If they had sent it here to Oakville they would have caused a riot of people trying to get there hands on it, but then we would have gone out and bought ipods or plasma tv's for ourselves, it wouldn't have had nearly the paralyzing effect that this is having.

Car bombs and such are one thing, but this is a whole new twist on evil. Or maybe I'm just jealous.

-Jeff-

Click here for the news article